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The Investing Starter Kit Blog


What is Interest?
Interest, when talking about investing, is a fee that is paid for borrowing money. I’ll never forget, when I was ten or so, my father...

Hello from MultiGenerational
Dec 3, 20211 min read


What is Appreciation? Vlog #2!
On the Eve of a day where we give thanks in the US, let’s talk about Appreciation, as it relates to investing. When an investment...

Hello from MultiGenerational
Nov 24, 20211 min read


What are stocks?
I just realized that I posted here about Stock Market Investing, but I didn't go into much detail about this question-- what are stocks,...

Hello from MultiGenerational
Nov 16, 20212 min read


What is a dividend?
When a company is doing well financially, sometimes they will pay our some of their earnings to their shareholders in what is called a...

Hello from MultiGenerational
Nov 9, 20211 min read


An idea on how to talk to kids about investing
Investing, done properly, is a long-term game, and the earlier we start, the better it can go for us. But it can be overwhelming to think...

Hello from MultiGenerational
Nov 2, 20212 min read


What is the Dow?
The Dow Jones Industrial Average, often called ”the Dow“ for short, is another way that the financial industry measures the US stock...

Hello from MultiGenerational
Oct 26, 20211 min read


What is Ethical or Sustainable Investing?
A concern some have about investing is related to ethics, because of the perception of capitalism as a destructive force for humanity....

Hello from MultiGenerational
Oct 19, 20211 min read


Some wise advice from the IG of the largest US Black-owned Bank
Here’s a short IG video with some excellent ideas for people considering investing. The two ideas that spoke to me the most: Start...

Hello from MultiGenerational
Oct 12, 20211 min read


What is financial literacy?
We learn how to read in school, but when do we learn how to read and understand a bank statement or a credit card offer? Financial...

Hello from MultiGenerational
Sep 28, 20212 min read


Let's talk about Haiti.
Did you know that Haiti was forced to pay the modern day equivalent of billions of dollars to France, to 'reimburse' the French for...

Hello from MultiGenerational
Sep 23, 20211 min read


What is 'saving for tomorrow...tomorrow'?
Save More Tomorrow is a behavioral intervention pioneered by Richard Thaler and Schlomo Benartzi that is designed to make saving for...

Hello from MultiGenerational
Sep 14, 20212 min read


What is a 401(k)?
It should really be called an Employer Sponsored Retirement Plan, because that’s what a 401(k) is—An account set up through your employer...

Hello from MultiGenerational
Sep 12, 20211 min read


Let's talk *emergency fund*
Life happens, and it's important to try to be prepared. Every adult should have a stash of cash that is easily available for those...

Hello from MultiGenerational
Aug 31, 20211 min read


What is Volatility?
Hi all! When talking about stock market investing, the word 'Volatility' can refer to how much the value of the investment changes, how quickly, and at what volume. There is a more technical definition of 'Volatility' that you can research, if you'd like. But for a starting investor, the basic principle is this: the stock market, and individual investments, can be 'volatile.' To give the example of gas prices again--if the price of gas went from $2.20 to $10 for a gallon, i

Hello from MultiGenerational
Aug 17, 20212 min read


What is a cryptocurrency?
Hi all! If you saw this post on "What is Money?" you remember that I define MONEY as a store of value and a means of exchange created...

Hello from MultiGenerational
Aug 3, 20211 min read


What is Dollar Cost Averaging, and why is it important?
Hi all! You may have heard of the money concept 'buy low, sell high,' and that is a great idea, but, unless you spend a lot of time...

Hello from MultiGenerational
Jul 27, 20211 min read


The budgeting app I use
Hey all! In this post , I talk about doing a 'digit tally,' --keeping track of your expenses as a way to prepare for starting to invest....

Leslie Lewis (she/her)
Jul 20, 20211 min read


Great interview with the Wall Street Trapper!
Hey all! my cousins Lucha and Dave told me about this awesome video with a man who is a self-taught investor--He started learning how to...

Hello from MultiGenerational
Jul 14, 20211 min read


"Got my mind on my money and my money on my mind..."
How often do we talk about investing with other people? Here's an exchange I had with my beloved cousin yesterday, customer #1. It's so...

Hello from MultiGenerational
Jul 6, 20211 min read


What is a Digit Tally?
A Digit Tally is what we at MultiGenrational call 'expense tracking,' or 'keeping your numbers.' It means keeping track of your expenses,...

Hello from MultiGenerational
Jun 28, 20211 min read


What is Compounding?
Hello to the new blog subscribers! Thanks for being here. One of you asked me this question, so I thought I'd blog about it--thanks! When talking about investing, ‘ Compounding ’ means that your money, when invested, can make more and more money over time. Here’s an example. The S&P 500 has historically increased in value an average of about 10% a year since 1928. $ 100 dollars invested in the stocks that would become the S&P 500 , back in 1928, would be worth an estimated

Hello from MultiGenerational
Jun 22, 20212 min read
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